Caleb Loud is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of TX, FL, LA, NY, PA. No insurance business may be conducted outside the specific states referenced.

*Caleb Loud is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the states of TX, FL, LA, NY, PA, WA. No offers may be made or accepted from any resident outside the specific states referenced.

**Caleb Loud is also separately registered as an Investment Adviser Representative, under Eagle Strategies LLC, a Registered Investment Adviser, offering investment advisory services in the states of TX, FL, LA, NY, PA, OK, WA. As such, these services are strictly intended for individuals residing in TX, FL, LA, NY, PA, OK, WA.

Cloud Wealth Strategies is not owned or operated by NYLIFE Securities LLC or its affiliates.

Eagle Strategies LLC & NYLIFE Securities LLC are New York Life Companies.

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Alfredo Parra is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of TX, LA, WA. No insurance business may be conducted outside the specific states referenced.

*Alfredo Parra is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the states of TX, LA, WA. No offers may be made or accepted from any resident outside the specific states referenced.

Cloud Wealth Strategies is not owned or operated by NYLIFE Securities LLC or its affiliates.

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Neli Ruiz is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of TX, GA, OK, KS and CA. No insurance business may be conducted outside the specific states referenced.

*Neli Ruiz is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the states of TX, FL, GA, OK, and CA. No offers may be made or accepted from any resident outside the specific states referenced.

Cloud Wealth Strategies is not owned or operated by NYLIFE Securities LLC or its affiliates.

Eagle Strategies LLC & NYLIFE Securities LLC are New York Life Companies.